Кезеңдегі 1 ақша бірлігінің аннуитеттің ағымдағы құны (күрделі пайыз әдісі, постнумерандо) PVIFA(k,n) = [1 -
(1/(1 + k)
n
)]/k
N
1%
2%
3%
4%
5%
6%
7%
8%
9%
10%
11%
12%
13%
14%
1
0,99010
0,98039
0,97087
0,96154
0,95238
0,94340
0,93458
0,92593
0,91743
0,90909 0,90090 0,89286 0,88496 0,87719
2
1,97040
1,94156
1,91347
1,88609
1,85941
1,83339
1,80802
1,78326
1,75911
1,73554 1,71252 1,69005 1,66810 1,64666
3
2,94099
2,88388
2,82861
2,77509
2,72325
2,67301
2,62432
2,57710
2,53129
2,48685 2,44371 2,40183 2,36115 2,32163
4
3,90197
3,80773
3,71710
3,62990
3,54595
3,46511
3,38721
3,31213
3,23972
3,16987 3,10245 3,03735 2,97447 2,91371
5
4,85343
4,71346
4,57971
4,45182
4,32948
4,21236
4,10020
3,99271
3,88965
3,79079 3,69590 3,60478 3,51723 3,43308
6
5,79548
5,60143
5,41719
5,24214
5,07569
4,91732
4,76654
4,62288
4,48592
4,35526 4,23054 4,11141 3,99755 3,88867
7
6,72819
6,47199
6,23028
6,00205
5,78637
5,58238
5,38929
5,20637
5,03295
4,86842 4,71220 4,56376 4,42261 4,28830
8
7,65168
7,32548
7,01969
6,73274
6,46321
6,20979
5,97130
5,74664
5,53482
5,33493 5,14612 4,96764 4,79877 4,63886
9
8,56602
8,16224
7,78611
7,43533
7,10782
6,80169
6,51523
6,24689
5,99525
5,75902 5,53705 5,32825 5,13166 4,94637
10 9,47130
8,98259
8,53020
8,11090
7,72173
7,36009
7,02358
6,71008
6,41766
6,14457 5,88923 5,65022 5,42624 5,21612
11 10,36763
9,78685
9,25262
8,76048
8,30641
7,88687
7,49867
7,13896
6,80519
6,49506 6,20652 5,93770 5,68694 5,45273
12 11,25508 10,57534
9,95400
9,38507
8,86325
8,38384
7,94269
7,53608
7,16073
6,81369 6,49236 6,19437 5,91765 5,66029
13 12,13374 11,34837 10,63496
9,98565
9,39357
8,85268
8,35765
7,90378
7,48690
7,10336 6,74987 6,42355 6,12181 5,84236
14 13,00370 12,10625 11,29607 10,56312
9,89864
9,29498
8,74547
8,24424
7,78615
7,36669 6,98187 6,62817 6,30249 6,00207
15 13,86505 12,84926 11,93794 11,11839 10,37966
9,71225
9,10791
8,55948
8,06069
7,60608 7,19087 6,81086 6,46238 6,14217
16 14,71787 13,57771 12,56110 11,65230 10,83777 10,10590
9,44665
8,85137
8,31256
7,82371 7,37916 6,97399 6,60388 6,26506
17 15,56225 14,29187 13,16612 12,16567 11,27407 10,47726
9,76322
9,12164
8,54363
8,02155 7,54879 7,11963 6,72909 6,37286
18 16,39827 14,99203 13,75351 12,65930 11,68959 10,82760 10,05909
9,37189
8,75563
8,20141 7,70162 7,24967 6,83991 6,46742
19 17,22601 15,67846 14,32380 13,13394 12,08532 11,15812 10,33560
9,60360
8,95011
8,36492 7,83929 7,36578 6,93797 6,55037
20 18,04555 16,35143 14,87747 13,59033 12,46221 11,46992 10,59401
9,81815
9,12855
8,51356 7,96333 7,46944 7,02475 6,62313
25 22,02316 19,52346 17,41315 15,62208 14,09394 12,78336 11,65358 10,67478
9,82258
9,07704 8,42174 7,84314 7,32998 6,87293
30 25,80771 22,39646 19,60044 17,29203 15,37245 13,76483 12,40904 11,25778 10,27365 9,42691 8,69379 8,05518 7,49565 7,00266
35 29,40858 24,99862 21,48722 18,66461 16,37419 14,49825 12,94767 11,65457 10,56682 9,64416 8,85524 8,17550 7,58557 7,07005
40 32,83469 27,35548 23,11477 19,79277 17,15909 15,04630 13,33171 11,92461 10,75736 9,77905 8,95105 8,24378 7,63438 7,10504
50 39,19612 31,42361 25,72976 21,48218 18,25593 15,76186 13,80075 12,23348 10,96168 9,91481 9,04165 8,30450 7,67524 7,13266
147
Кезеңдегі 1 ақша бірлігінің аннуитеттің ағымдағы құны (күрделі пайыз әдісі, постнумерандо) PVIFA(k,n) = [1 -
(1/(1 + k)
n
)]/k
N
15%
16%
17%
18%
19%
20%
25%
30%
40%
50%
1
0,86957
0,86207
0,85470
0,84746
0,84034
0,83333
0,80000
0,76923
0,71429
0,66667
2
1,62571
1,60523
1,58521
1,56564
1,54650
1,52778
1,44000
1,36095
1,22449
1,11111
3
2,28323
2,24589
2,20958
2,17427
2,13992
2,10648
1,95200
1,81611
1,58892
1,40741
4
2,85498
2,79818
2,74324
2,69006
2,63859
2,58873
2,36160
2,16624
1,84923
1,60494
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